By providing credit card to those who had been turned down by other credit card companies, Providian has earned a name as one of the best providers in the credit card market. Most such people have been turned down by other companies since they either had low credit scores or unstable income. With people in distress and dire needs accommodated, it was no wonder that the company earned a pretty large clientele for itself and a good name as well.
Washington Mutual, that was a big financial organization that had particularly focused on providing home loans to the expectant customers, added its own advantages to the Providian that was already popular in the client circles. In result the credit card services provided by the providian became almost incomparable in the market. Not that Providian was clear of drawbacks. Despite being user friendly and accepting clients unacceptable to others, its interest rates were high and it also got into trouble in the past for unethical practices.
That however is past and has no relation with the present. Stature of the providian credit cards and their reputation enhanced considerably with their merger with the Washington Mutual first and then with its ultimate takeover by the JPMorgan Chase. With lower interest rates, dispensing with all unethical services, higher and dynamic credit limits, a number of discount and rewarding offers, the credit card now stands out in the crowd being one of the most user-friendly cards in the market.
In fact credit cards of Providian are the right one for you.